A strong credit score is essential for achieving financial security. It affects not only your ability to secure loans or mortgages but also impacts interest rates, insurance premiums, and even employment opportunities.  For entrepreneurs, improving personal credit can also enhance business credit opportunities, as many lenders evaluate both when considering financing. This guide provides eight proven strategies […]

One of the most difficult aspects of owning your own company is having to adapt to fluctuating business challenges. For many companies, business comes in cycles.  Some months are extremely busy where it seems almost impossible to keep up with demand. Then, you can have seasons where business slows down and things are too quiet. […]

Between rising costs caused by inflation and current employee shortages, many small businesses are finding themselves in need of some extra cash to stay afloat. And it’s no secret that Federal interest rate hikes have made it difficult for small businesses to qualify for and afford loans at most banks. As a result of the Fed rate hikes, […]

As of October 2024, the IRS is actively working through a backlog of 400,000 Employee Retention Credit (ERC) claims, totaling approximately $10 billion in potential refunds. The IRS has also paused new ERC claims until December 31, 2024 to address fraudulent submissions and ensure accurate processing. The IRS introduced the ERC to support businesses impacted by the […]